Retirement can either be exciting or daunting, depending on how much cushion you prepared for yourself. If you are part of the former, congratulations! Your hard work paid off and you can now harvest the fruits of your labor. However, if you find yourself to be the latter, don’t fret yet. You still have time but don’t rush to a retirement calculator just yet and start taking these actionable steps to help you get ready for retirement. The first step is self-awareness. Ask yourself, “How much do I have stashed away for retirement?” Second question should be, “What kind of lifestyle do I want?” Once you have the answers to these two questions, move on to the next step, you can now punch some numbers into a retirement calculator so you know how much money you should have saved up and how much more you need to get there. Just note that it is recommended that you retire with some saving of at least 10 times your last full time work year’s income. After getting that magic number, y...
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